First International Bank and Trust: Financial Tools

First International Bank and Trust - Life Make The Most Of It

Rates

Calculators

			Tax Advantage Savings

			Retirement Planner

			Kids Savings

			Consumer Installment Loans

			Auto Lease vs. Purchase

			Auto Rebates

			Auto Loan vs. Home Equity

			Mortgage Loans

			Mortgage Qualifier

			Rent vs. Buy a Home

			Home Equity Borrowing Power

Rates accurate as of 12/23/2008

CD Rates

Minimum Balance	Term	APY*	IR*
$2,500-$24,999	6 Months	1.75%	1.74%
$500-$24,999	1 Year	2.00%	2.00%
$500-$24,999	2 Years	2.10%	2.10%
$ 500-$24,999	5 Years	3.50%	3.50%
$25,000+	6 Months	1.85%	1.84%
$25,000+	1 Year	2.10%	2.10%
$25,000+	2 Years	2.20%	2.20%
25,000+	5 Years	3.60%	3.60%

APY*=Annual Percentage Yield
IR*= Interest Rate
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL. The interest rates and annual percentage yields stated are accurate as of the dates indicated and are subject to change.

Read the Disclosures regarding this acount.

CD Specials

Minimum Balance	Term	APY*	IR*
$2500.00	15 Months	2.50% with qualifying relationship	2.50% with qualifying relationship
$2500.00	35 Months	3.10%	3.10%
$2500.00	35 Months	3.50% with qualifying relationship	3.50% with qualifying relationship
$2500.00	59 Months	4.05%	4.05%
$2500.00	59 Months	4.25% with qualifying relationship	4.25% with qualifying relationship

Specials available with a qualified checking or savings account.

APY*=Annual Percentage Yield
IR*= Interest Rate
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL. The interest rates and annual percentage yields stated are accurate as of the dates indicated and are subject to change.

Read the Disclosures regarding this acount.

IRA Rates

Minimum Balance	Term	APY*	IR*
$25.00	6 Months	1.85%	1.84%
$25.00	1 Year	2.10%	2.10%
$25.00	2 Years	2.20%	2.20%
$25.00	5 Years	3.60%	3.60%

APY*=Annual Percentage Yield
IR*= Interest Rate
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL. The interest rates and annual percentage yields stated are accurate as of the date indicated and are subject to change.

Read the Disclosures regarding Roth IRA's.

Read the Disclosures regarding Traditional IRA's.

Read the Disclosures regarding Education IRA's.

*You may call us at 1-800-359-8092 for current rate information.

1-800-359-8092

webmaster@firstintlbank.com

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100 North Main Watford City, North Dakota 58854